Not all online money lending companies are legit. Online lending companies that operate legally have to register its existence under SEC. They should have a physical office set up within the Philippines so that the enforcement authorities can track them down in case of any untoward incidents.
Still, several illegal lenders operate only in the online world. They do not follow the regulation and loot the customers through various unethical practices.
For a borrower who seeks instant loans online, differentiating such lenders from legally operating ones is a bit difficult task. While applying for an instant money loan online, always ensure that the lender is legit by checking the details on the website: https://www.sec.gov.ph/. For example, Digido is a fully legal company, it has SEC Registration No.: 202003056, and Certificate of Authority No. 1272. Any client can check this information on the state website in the list of financial companies.
Digido stands out from its competitors with a fully automated online portal. Digido is a legit and state-licensed online lender. Download App. Apply Online. Highlights: App Available, Providing Fully Automated Service, No Guarantee Deposits Required. 
MoneyCat is a multinational finance company, now available in the Philippines. They are an effective assistant in all your financial matters. 
Cash loans in an hour in the Philippines: sure approval, no credit check, without a credit card and no collateral. Fast loan approval in 15 minutes.
The Crezu Philippines loan interest rates ranges from 30 to 365% per annum. The amount available to you ranges from 1000 to 50000 PHP. 
SosCredit PH is an independent broker who provides consumers with special loan terms and other important information free of charge.
Finbro PH is an online lending platform that will help you get a quick loan for any purpose for every Filipino. At Finbro, receive cash straight to your e-wallet or bank account! Borrow for as low as Php 1,000 and up to Php 50,000!